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HWA Home Warranty Review

Explore trusted and detailed reviews for home warranties, helping you make informed decisions to protect your home and budget effectively.

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Our Summary

Home Warranty of America makes it easy and affordable to protect your home’s systems and appliances. Homeowners can choose from one of two low-priced coverage plans, so you can pick whichever plan best matches your coverage needs and budget. Both plans cover must-have inclusions like water heaters, refrigerators, burglar alarms, and more.

Home Warranty of America makes it easy and affordable to protect your home’s systems and appliances. Homeowners can choose from one of two low-priced coverage plans, so you can pick whichever plan best matches your coverage needs and budget. Both plans cover must-have inclusions like water heaters, refrigerators, burglar alarms, and more.

View Plans

Coverage and Pricing

Home Warranty of America covers repairs or replacements of appliances and systems of all ages as long as the items are in working order when you purchase the warranty and the damage stems from regular wear and tear.

Direct-to-consumer plans cover the following:

      • Built-in microwave
      • Dishwasher
      • Range, oven, and cooktop
      • Refrigerator
      • Washer and dryer
      • Trash compactor
      • Ductwork
      • Electrical system
      • Ceiling and exhaust fans
      • HVAC
      • Central vacuum
      • Doorbells
      • Plumbing system
      • Garage door opener
      • Burglar and fire systems


The cost of Home Warranty of America’s plans vary based on your location and the trade call service fee option you choose ($75 or $100) as well as any add-on protections. We requested a quote for a less than 5,000 square foot home in Houston, Texas, and received the following prices for each plan: Premier Plan: $45.83 per month, Premier Plus Plan: $58.33 per month

FAQ

What does a home warranty typically cover?

Home warranties can cover a wide range of items, including kitchen appliances like refrigerators and dishwashers, HVAC systems, plumbing, electrical systems, and more. Some plans also cover additional items like pools, spas, and garage door openers. Coverage details and exclusions vary by provider and plan.

How do I choose the best home warranty company?

Choosing the best home warranty company involves comparing several factors including plan options, coverage limits, customer reviews, pricing, and the company’s reputation for service quality and claim handling. It’s important to read the fine print to understand what is covered and what is excluded from coverage.

Can I choose my own repair technician with a home warranty?

Most home warranty companies require you to use a technician from their network of approved service providers. If you choose to use an outside contractor without prior authorization, you may not be reimbursed for the repairs

How do I file a claim with a home warranty company?

To file a claim, you typically contact the home warranty company via phone, email, or their online portal. After reporting your issue, the company will schedule a service visit from a qualified technician to assess and fix the problem. Service fees are usually required at the time of the technician's visit​ .

Is a home warranty worth it?

Whether a home warranty is worth it depends on several factors such as the age of your home and its appliances, your ability to pay for unexpected repairs, and your preference for convenience. Home warranties can be particularly beneficial for older homes where appliance and system failures are more likely.

Bottom Line

With two coverage plans, a network of professional technicians, and low monthly pricing, Home Warranty of America is a great solution for anyone looking to extend the life of their systems and appliances.