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The Home Service Club Review

Explore trusted and detailed reviews for home warranties, helping you make informed decisions to protect your home and budget effectively.

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Our Summary

The Home Service Club is one of more than 60 home warranty companies in the country. HSC offers standard and comprehensive plans that safeguard dozens of essential home appliances and systems. HSC also provides real estate home warranty coverage for those buying or selling homes.

While HSC is a newer name in the industry compared to many of its long-standing competitors, it stands apart for its nationwide service that offers coverage quicker than others as it doesn’t require a home inspection.

The Home Service Club is one of more than 60 home warranty companies in the country. HSC offers standard and comprehensive plans that safeguard dozens of essential home appliances and systems. HSC also provides real estate home warranty coverage for those buying or selling homes.

While HSC is a newer name in the industry compared to many of its long-standing competitors, it stands apart for its nationwide service that offers coverage quicker than others as it doesn’t require a home inspection.

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Coverage and Pricing

The Home Service Club allows customers to choose up to 17 optional add-ons. Available add-ons include coverage for the following items:

      • Additional dishwasher
      • Additional freezer
      • Additional microwave
      • Additional oven/range/cooktop
      • Additional refrigerator
      • Additional water heater
      • Freestanding freezers
      • Jetted bathtubs
      • Plumbing sprinkler
      • Pool spa equipment
      • Refrigerator dual compressor
      • Roof coverage
      • Service line
      • Sewage ejector pump
      • Spa and spa heater
      • Water softener
      • Well pump


The cost of The Home Service Club home warranty plans will vary based on where you live, the type of plan you choose, and the optional coverage items you purchase. Like most home warranty companies, The Home Service Club requires a service fee to be paid anytime a covered item is repaired or replaced. The Home Service Club’s service fee is $95, though this fee can vary based on the plan you choose, according to a company representative. When our team requested a quote from the company, here’s the pricing information we received: Standard Coverage: $43.83 per month, comprehensive Coverage: $60.50 per month, optional add-ons: Optional coverage varies by item, but prices range from an additional $3.33 to $16.66 per month.

FAQ

What does a home warranty typically cover?

Home warranties can cover a wide range of items, including kitchen appliances like refrigerators and dishwashers, HVAC systems, plumbing, electrical systems, and more. Some plans also cover additional items like pools, spas, and garage door openers. Coverage details and exclusions vary by provider and plan.

How do I choose the best home warranty company?

Choosing the best home warranty company involves comparing several factors including plan options, coverage limits, customer reviews, pricing, and the company’s reputation for service quality and claim handling. It’s important to read the fine print to understand what is covered and what is excluded from coverage.

Can I choose my own repair technician with a home warranty?

Most home warranty companies require you to use a technician from their network of approved service providers. If you choose to use an outside contractor without prior authorization, you may not be reimbursed for the repairs

How do I file a claim with a home warranty company?

To file a claim, you typically contact the home warranty company via phone, email, or their online portal. After reporting your issue, the company will schedule a service visit from a qualified technician to assess and fix the problem. Service fees are usually required at the time of the technician's visit​ .

Is a home warranty worth it?

Whether a home warranty is worth it depends on several factors such as the age of your home and its appliances, your ability to pay for unexpected repairs, and your preference for convenience. Home warranties can be particularly beneficial for older homes where appliance and system failures are more likely.

Bottom Line

With three coverage plans and a number of a la carte add-ons, becoming a Home Service Club customer is the easiest way to protect your entire home.

Follow our link to the Home Service Club site to get your free quote, today.